Financing Options for Your GmbH – The Best Ways to Raise Capital
As a GmbH, you have a variety of options to raise capital – from traditional bank loans to alternative financing methods. Discover which financing options are available for GmbHs and how to combine them effectively.
Traditional Bank Financing
The most common form of business financing remains the bank loan. Advantages include:
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Predictable installments
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Fixed terms
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Transparent cost structure
Tip: Use our financing calculator for GmbH acquisitions now to calculate your monthly payment obligations for different loan amounts.
Targeted Use of KfW Promotional Loans
KfW offers various funding programs—for example:
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Digitalization & Innovation
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Environmental & Energy Efficiency
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Business Acquisitions
These programs are characterized by favorable interest rates, grace periods without repayments, and government support.
Alternatives to Bank Loans
Leasing
Leasing is often more cost-effective than a loan for machinery, vehicles, or technology—without tying up your equity.
Factoring
You sell your outstanding receivables to a factoring company, thereby immediately improving your liquidity.
Equity Capital
A silent partner or private investor can strengthen your equity—for example, during expansion or succession planning.
Combined Financing Solutions
In practice, many GmbHs use mixed financing models—for example:
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60% bank loan
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20% leasing
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20% equity
This structure reduces risk and increases the likelihood of securing financing.
Conclusion
The right financing is crucial for your GmbH’s operational flexibility. Compare options, combine financing methods—and get an initial overview with our GmbH financing calculator.